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Sovannaphum Life Assurance Plc. (SVL) is a joint venture Company between Canadia Investment Holding PLC., the holding Company of Canadia Bank, and Muang Thai Life Assurance PCL from Thailand, was granted its full life insurance license by the Ministry of Economy and Finance on 24 December 2015, and started operations in April 2016.  The shareholders are committed to building the best, most trusted life assurance business in Cambodia by providing competitive insurance products and services that ensure financial security for families.

SVL offers a comprehensive range of life insurance products, including:

  • SMILE Home Loan Protection: Individuals and families who need to protect their mortgage and their home.


  • SMILE Business Protection: Entrepreneurs who need to protect their family and assets against debt and other liabilities.


  • SMILE Smart Loan Protection: Borrows that need liability protection against short-term, interest-only, or bullet loans.


  • SMILE Easy Protection: Protection against bank debt liability if certain unforeseeable accidents occur.


  • SMILE Education Plan 15/10: Provides financial preparedness for education costs, and helps to ensure your child can pursue and finish their education.


  • SMILE Happy Life Protection 80/20: One of the greatest gifts for your family, giving you financial peace of mind during times of serious illness or accidents.

Key Figures

USD 41 M

Total Assets

USD 26 M

Net Insurance Premium

( Latest financial year data at 31 December 2021 )

Company Contact

Address :      # Canadia Tower 25th Floor,

                      No. 315, Preah Ang Duong St. (110),

                      corner of Preah Monivong Blvd. (93),

                      Phnom Penh, Kingdom of Cambodia


Tel :               023 966 955

Email : 

Website :

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